Privacy Policy

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal Identification Information: Name, email address, phone number, physical address
• Financial Information: Investment amounts, bank details for transactions
• Business Information: Company details, business plans, financial projections
• Communication Data: Messages, inquiries, and correspondence
• Technical Data: IP address, browser type, device information, website usage data

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our business management and investment services
• To process your investment applications and manage your portfolio
• To communicate with you about your investments, projects, and inquiries
• To send you important updates, reports, and financial statements
• To improve our website and services based on user feedback
• To comply with legal obligations and regulatory requirements
• To prevent fraud and ensure the security of our services

3. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share your information with:

• Service Providers: Trusted partners who assist us in providing our services (banking partners, legal advisors, auditors)
• Legal Requirements: When required by law, regulation, or legal process
• Business Transfers: In connection with any merger, sale of company assets, or acquisition
• With Your Consent: When you have given us explicit permission to share your information

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of sensitive data during transmission and storage
• Secure access controls and authentication procedures
• Regular security assessments and updates
• Confidentiality agreements with employees and partners
• Secure data backup and recovery procedures

5. Data Retention

We retain your personal information only for as long as necessary to:

• Fulfill the purposes for which it was collected
• Comply with legal and regulatory requirements
• Resolve disputes and enforce our agreements
• Maintain accurate business and financial records

Typically, we retain investment records for 7 years after the end of the business relationship.

6. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information under certain circumstances
• Objection: Object to processing of your personal information
• Restriction: Request restriction of processing your personal information
• Portability: Request transfer of your data to another organization

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Improve website functionality and user experience
• Analyze website traffic and usage patterns
• Remember your preferences and settings
• Provide personalized content and recommendations

You can control cookies through your browser settings. However, disabling cookies may affect website functionality.

8. International Data Transfers

As we work with diaspora clients internationally, your personal information may be transferred to and processed in countries outside Nigeria. We ensure appropriate safeguards are in place to protect your data during international transfers.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Last Updated: December 2024